CodePay Technologies delivers robust, secure, and lightning-fast banking infrastructure that connects your application to Nigeria's financial ecosystem. From account verification to instant transfers, collections, and payouts—integrate once, scale infinitely.
Everything your business needs to accept payments, verify identities, and move money seamlessly across Nigeria's financial ecosystem.
Instant NUBAN validation across all Nigerian banks. Verify account ownership in real-time before initiating transfers, reducing fraud and failed transactions.
Generate dynamic collection accounts for your customers instantly. Automate reconciliation with unique account numbers tied to each transaction or user.
Real-time transfers to all Nigerian banks with sub-second processing. Bulk payout capabilities for salary payments, vendor settlements, and more.
Check account balances programmatically before initiating transactions. Real-time balance updates ensure sufficient funds and prevent failed transfers.
Verify customer identities with official CBN-approved BVN and NIN lookup services. Meet KYC requirements and combat identity fraud effectively.
Receive real-time notifications for all transaction events. Custom webhook endpoints ensure your application stays synchronized with payment status updates.
Most developers integrate CodePay APIs and go live within 48 hours. Our comprehensive documentation and sandbox environment make integration seamless.
Sign up in seconds and access your API credentials instantly. No credit card required for sandbox testing.
Test all endpoints in our sandbox environment with simulated responses. Access code examples in multiple languages.
Use our official SDKs for Node.js, Python, PHP, or Java. Or integrate directly via REST APIs with comprehensive guides.
Complete KYC verification, switch to production keys, and start processing real transactions with 24/7 support.
Your data security is our foundation. CodePay Technologies maintains enterprise-level infrastructure with multiple layers of protection ensuring every transaction is safe.
All data transmitted through our APIs is encrypted using industry-standard 256-bit SSL certificates. End-to-end encryption protects sensitive financial information.
Our infrastructure meets the highest payment card industry security standards. Annual audits ensure continuous compliance with global security requirements.
Machine learning algorithms monitor every transaction for suspicious patterns. Real-time anomaly detection automatically flags and prevents fraudulent activities.
Multiple data centers across Nigeria with automatic failover ensure 99.9% uptime. Your services remain operational even during infrastructure maintenance.
License No: FT/2019/0427 · Fully compliant with all CBN regulatory requirements
Join thousands of businesses across Nigeria that trust CodePay Technologies to power their payment infrastructure.
CTO, ShopNaija Marketplace
"CodePay's APIs transformed our marketplace payment experience. Integration was seamless, and their support team guided us through every step. We now process over ₦200 million monthly with zero downtime."
Operations Director, SwiftMove Logistics
"Switching to CodePay reduced our transaction costs by 40% while improving speed. Their virtual account feature automated our entire collection process. Absolutely game-changing for our logistics business."
Head of Digital Banking, Unity Microfinance
"As a regulated financial institution, security is paramount. CodePay exceeds all CBN requirements and their compliance documentation made our audit process effortless."
Simple, scalable pricing that grows with your business—no hidden fees, no surprises. Pay only for what you use.
Transaction Fees: 0.5% capped at ₦50 for transfers · ₦20 flat for verifications
Everything you need to integrate CodePay APIs in minutes. Access comprehensive documentation, SDKs, code samples, and join our active developer community.
Access our comprehensive API documentation with interactive examples and live code editors. Explore our Postman collection with pre-configured requests. Join over 2,000 Nigerian developers in our Slack community.